Cardservice International's SSL API offers e-commerce website builders and providers an encrypted connection to our Secure Payment Engine. All Cardservice International merchants receive the following benefits by using the LinkPoint Secure Payment Gateway technology: fraud screen of each transaction submitted and real-time reporting via their Web browser.
For the merchant who wants to get online fast with a limited start-up budget, Cardservice International is the best choice. If a merchant already has his or her own website and wants a secure, fast and reliable e-commerce software package, we also have the answer.
Four unique and user-friendly payment solutions are available to serve the e-commerce needs of any merchant:
Virtual LinkPoint allows merchants to manually enter credit card transactions on a PC through a secure connection to the Internet. Virtual LinkPoint is the Internet equivalent of a point-of-sale (POS) terminal or PC-based transaction software without the hardware/software and maintenance expenses. Sales, returns, authorizations and real-time reports are all provided by Virtual LinkPoint.
Virtual LinkPoint gives you the power of a POS terminal or software without the hardware/software and maintenance expenses. Virtual LinkPoint allows merchants to enter credit card transactions into their own Internet-connected Web browser. The program is ideal for the merchant who wants a PC-based solution and appreciates the automatic, transparent software upgrade feature. Customer orders may come from a non-commerce-enabled website, telephone, fax, mail or e-mail. The orders are entered into an online PC, where sales, return authorizations and reports are all provided through the LinkPoint Secure Payment Gateway.
FEATURES BENEFITS
1. Internet equivalent of a POS terminal. Processes credit card transactions without having to invest in hardware or software. Creates a common set of reports for all transactions.
2. Internet fraud protection offers important preventative measures (e.g., lockouts restrict some transactions and all transactions must pass rejection tests to be processed).
3. Easy to use/portableLog on to the Internet through a Web browser anytime, anywhere.
4. Real-time recordkeepingView a chronological record of sales by day, week, month or year-to-date.
5. Full report capability Access sales reports via the browser.
6. E-mail notification (optional). Send an e-mail receipt to customer when transaction is completed.
Advantages
Fraud protection checks for common patterns and has the ability to block Internet protocol (IP) addresses and credit card numbers. Merchants can also create a "negative file" or high-risk consumers/card numbers. Virtual LinkPoint automatically performs numerous Internet fraud checks in real-time, allows merchants to lock out specific credit card numbers and IP addresses and makes Address Verification Service (AVS) information available for approved transactions.
Merchant reports and tools provide complete, up-to-the-minute reporting. They allow merchants to specify search and time criteria to generate reports summarizing all successful orders, listing all transactions or showing all orders for a particular product. Merchants can also perform management tasks from the merchant reports and tools interface, including confirming shipment of hard goods and issuing credits.
Requirements
Merchants require an Internet connection and a browser 3.0 or higher (e.g., Microsoft Internet Explorer or Netscape Communicator/Navigator).
The LinkPoint Secure Payment Gateway also offers LinkPoint HTML and LinkPoint API as other user-friendly payment solutions to service the e-commerce needs of any merchant.
LinkPoint HTML is a simple, yet sophisticated product and requires a little hands-on work by the merchant to use. It wraps around the merchant's existing website, allowing shoppers to select and order products and securely pay for them with a credit card. All the same services provided by the Virtual LinkPoint are available with the LinkPoint HTML.
LinkPoint HTML wraps around your existing website, making it e-commerce-enabled, and allows visitors to order products and pay for them with a credit card.
LinkPoint HTML is a simple, yet sophisticated product requiring a little hands-on work to use. It enables an existing website to accept e-commerce. From the merchant's website, customers may buy products and charge the purchases by clicking on an "order" button.
FEATURESBENEFITS
1. Wraparound design makes any website e-commerce-enabled by cutting and pasting a simple hypertext markup language (HTML) code.
2. Three modes of processing; PayOnly - processes credit card transactions only. PayPlus - collects basic data, but allows collection of transaction, ordering and shipping information. FullPay - LinkPoint HTML does all the work for you.
3. Internet fraud protection. Offers important preventive measures (e.g., lockouts restrict some transactions and all transactions must pass rejecting tests to be processed.
4. Full report capability (PayPlus & FullPay) access sales reports via the browser.
5. E-mail notification notifies both merchant and customer of pending order and transaction approval by e-mail.
6. Around-the-clock uptime. Open for business 24 hours a day, 365 days a year.
Advantages
Fraud protection checks for common patterns and has the ability to block Internet protocol (IP) addresses and credit card numbers. Merchants can also create a "negative file" or high-risk consumers/card numbers. Virtual LinkPoint automatically performs numerous Internet fraud checks in real-time, allows merchants to lock out specific credit card numbers and IP addresses and makes Address Verification Service (AVS) information available for approved transactions.
Merchant reports and tools provide complete, up-to-the-minute reporting. They allow merchants to specify search and time criteria to generate reports summarizing all successful orders, listing all transactions or showing all orders for a particular product. Merchants can also perform management tasks from the merchant reports and tools interface, including confirming shipment of hard goods and issuing credits.
Requirements
Merchant requires a PC with Windows 95/NT and Internet connections via browsers 3.0 or higher (e.g., Microsoft Internet Explorer or Netscape Communicator/Navigator).
The LinkPoint Secure Payment Gateway also offers Virtual LinkPoint and LinkPoint API as other user-friendly payment solutions to service the e-commerce needs of any merchant.
LinkPoint API is the most sophisticated level of service, enabling software companies, commerce service providers (CSPs), internet service providers (ISPs) or cyber-wise merchants to add secure sockets layer (SSL) payment capabilities to their products, services or custom storefronts. Additional features, such as tax and shipping calculations and electronic softgood download (ESD) - i.e., software, pictures or text - are included.
Encryption
Using Cardservice International's SSL API, all orders and payment information sent from the merchant's Web server will be encrypted using industry standard RC4 1024-bit encryption with SSL Version 3. This encrypted and secure data is routed to Cardservice International, decrypted and processed. All processed information (Approved/Declined transactions) is then re-encrypted and sent securely back to the website. Once at the Web server, it is decrypted and displayed to the consumer. Also, order confirmation e-mails are sent to the consumer and to the merchant. The Cardservice International SSL API guarantees that the orders and payment information generated by the merchants Web server remains totally secure.
Modular Development
Using the following e-commerce modules, Web customers will be able to order products, pay for them and arrange for shipment all in real-time.
These modules include real-time:
·Fraud Protection
·Shipping
·Tax Calculation
·Business Reports
Merchants also have the option of choosing auto-settlement or merchant settlement. Taking advantage of the Cardservice International Business Reporting module allows the merchant to view critical ordering and financial information all from a single source, their Web browser.
LinkPoint API is designed for software companies, Internet service providers (ISPs), commerce service providers (CSPs) and merchants with an advanced knowledge of the C programming language.
LinkPoint API adds Secure Sockets Layer (SSL) protocol and the ability to conduct electronic softgood download (ESD) of digital merchandise to software products or custom storefronts.
LinkPoint API allows the more cyber-savvy merchant, ISP, CSP or software seller to conduct e-commerce in a secure environment. The product provides ordering, payments, tax and shipping calculations and the unique ability of the LinkPoint API-enabled Web site to offer digital merchandise which, when the payment transaction is complete, allows downloads to the ordering customer's PC.
FEATURES BENEFITS
1. Supports software vendors. Allows ESD transactions
2. E-commerce-enabled complex storefronts. Integrates the complex flow of ordering, payment and fulfillment on any Web site.
3. Internet fraud protection offers important preventive measures (e.g., lockouts restrict some transactions and all transactions must pass rejection tests to be processed.
4. Around-the-clock uptime. Services shoppers worldwide 24 hours a day, 365 days a year.
5. LinkPoint API supports the following features for both Windows NT and UNIX environments: Electronic softgood downloads, tax and shipping tables, fraud screening for all transactions and real-time merchant reporting.
6. LinkPoint API requires the integrator to be fully proficient in the C programming language and to have a working knowledge of C compilers. For individuals who are not proficient in the C programming language, we have developed LinkPoint COM Objects (LCOM), and LinkPoint PERL Wrapper (LPW).
7. The LCOM wrapper has already been successfully integrated into numerous e-commerce applications, and offers the same functionality as LinkPoint API. It also comes with a C++ sample application, as well as VBScript, HTML and sample Active Server Page (ASP) hooks.
8. The LPW wrapper uses the API library as the core for a C++ program. This product is wrapped with PERL to provide the means to communicate with the API. LPW offers the same functionality as LinkPoint API and is available for any platform supported by the API.
Advantages
Fraud protection checks for common patterns and has the ability to block Internet protocol (IP) addresses and credit card numbers. Merchants can also create a "negative file" of high-risk consumers/card numbers.
LinkPoint API automatically performs numerous Internet fraud checks in real time, allows merchants to lock out specific credit card numbers and IP addresses and makes Address Verification Service (AVS) information available for approved transactions.
Calculates shipping by flat rate or dollar amount per order and can configure shipping tables based on zones or different types of shipping, etc. This highly configurable application allows merchants to set precise rules for how customers will be charged for shipping of products they have ordered.
Supports tax calculations. Provides real-time calculation of state and/or municipal sales taxes to be charged on orders.
Merchant reports and tools provide complete, up-to-the-minute reporting, allowing merchants to specify search and time criteria to generate reports summarizing all successful orders, listing all transactions or showing all orders for a particular product. Merchants can also perform management tasks from the merchant reports and tools interface, including confirming shipment of hard goods and issuing credits.
Electronic software downloads (ESD) give the digital merchandise seller the ability to sell "soft goods," with byte-by-byte tracking of the software download. The software can only be downloaded once. LinkPoint API completely automates the Internet-based sale of soft goods -- products that are ordered, paid for and delivered by electronic downloads, such as software, graphic images/photos and music.
Legacy systems integration capability is managed through a series of application program interfaces (APIs) that extract information from the database for integration into existing business systems. A merchant utilizing a fulfillment company would use this feature.
Requirements
LinkPoint API requires a high level of sophistication and C programming skills. Contact Cardservice International for evaluation of your specific requirements.
The LinkPoint Secure Payment Gateway also offers Virtual LinkPoint and LinkPoint HTML as other user-friendly payment solutions to service the e-commerce needs of any merchant.
Call Me Now! | Site Control Panel | Online Glossary | Terms of Service Agreement